Insurance Disclosures

Information provided on this website is for general educational purposes and is not individualized financial, investment, tax, or legal advice. Insurance product availability, features, eligibility, rates, benefits, and coverage may vary. Insurance coverage is subject to underwriting and applicable policy terms. Consult appropriately qualified tax, legal, or financial professionals regarding your individual circumstances. Membership program eligibility, availability, terms, and benefits may vary.

Insurance coverage is subject to application, underwriting, eligibility, and the terms of the issued policy. Product availability, features, rates, and benefits vary by state, carrier, and individual circumstances.

Indexed Universal Life is a form of permanent life insurance that may provide a death benefit along with potential cash value accumulation using an index-linked crediting method. It does not directly invest in the stock market.

Policy charges apply. Caps, floors, participation rates, and other limitations may apply, and crediting is subject to policy terms. Results are not guaranteed beyond the contractual guarantees of the policy.

Member resources described on this website are offered through a not-for-profit fraternal beneficiary organization operating under Section 501(c)(8) of the Internal Revenue Code. Program availability, eligibility, benefits, and terms may vary and are subject to the rules and requirements of the applicable organization or program. Participation is not automatic and benefits are not guaranteed.

Jerrita McClain is a licensed life insurance agent. She does not provide legal, tax, investment, or accounting advice. Consult appropriately qualified professionals regarding your individual circumstances.